We're excited to announce that CHAPTER 13 has partnered with Alif to bring you a Shariah-compliant Buy Now, Pay Later option — right at checkout on our website. Now you can take home your favourite handcrafted pumps, sandals, and accessories today, and spread the cost over easy monthly instalments.
What Is Alif BNPL?
Alif is a Buy Now, Pay Later solution powered by Alif Finance (Private) Limited, an SECP-licensed Non-Banking Finance Company (NBFC) in Pakistan. Alif's instalment model follows Islamic finance principles and is certified Shariah-compliant by independent scholars, including Mufti Najeeb Khan (Shariah Advisor to the State Bank of Pakistan, ICAP, and SECP). Payments are processed securely in partnership with Meezan Bank.
How Is It Interest-Free?
Unlike conventional credit, Alif's BNPL model is structured to avoid interest (riba) entirely, in line with Shariah principles. Instead of charging interest on your outstanding balance, the plan is built around a fixed, transparent cost disclosed to you upfront — so there are no hidden charges or compounding interest added as you pay.
How Many Instalments Can You Make?
When you shop on chapter13online.com, you can split your order into 3 easy monthly instalments through Alif — right at checkout, with no need to leave our website or download a separate app.
How to Use It — Step by Step
- Shop as usual — add your favourite CHAPTER 13 pieces to your cart.
- Select Alif at checkout — choose the "Pay in Instalments with Alif" option alongside our other payment methods.
- Get approved instantly — Alif reviews your request and confirms your instalment plan within minutes.
- Complete your order — your purchase is confirmed immediately, just like a regular checkout.
- Pay monthly — your order amount is automatically split into 3 monthly instalments, billed directly by Alif.
Why We Partnered with Alif
At CHAPTER 13, we believe premium, handcrafted footwear should be accessible without compromising on values. Partnering with a fully Shariah-compliant BNPL provider means our customers can shop flexibly and responsibly — with complete transparency and no interest.
Frequently Asked Questions
Is Alif BNPL available on all CHAPTER 13 products? Alif is available at checkout on chapter13online.com — simply select it as your payment method.
Do I need to download an app to use Alif? No. Alif is integrated directly into our website checkout, so you can complete your instalment plan without leaving CHAPTER 13.
Is there really no interest? Yes — Alif's instalment model is Shariah-compliant and structured to be interest-free, certified by independent Shariah scholars.
How many instalments can I choose? Orders can be split into 3 monthly instalments through Alif.
Ready to shop? Browse the CHAPTER 13 collection and choose Alif at checkout to pay in easy, interest-free instalments.
